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Glossary of Terms
10-Day Payoff
Academic Year
Automatic Draft (or Direct Repay)
Capitalization
Consolidation
Cost of Education or Cost of Attendance
Current Accrued Interest
Daily Interest Amount
Default
Deferment
Delinquent
Dependent Student
Disbursement
Due Diligence
Electronic Funds Transfer (EFT)
Entrance/Exit Interview
Expected Family Contribution
FAFSA
Federal Family Educational Loan Program (FFELP)
Financial Aid Package
Forbearance
Grace Period
Grad Plus
Graduated Repayment
Guaranty Agencies
Income-Sensitive Repayment
Independent Student
Insurance Fee
Lender
Loan Disclosure Statement
Loan Forgiveness
Loan Status
Master Promissory Note (MPN)
Original Loan Amount
Origination Fee
PLUS Loan
Prepayment
Principal Balance
Promissory Note
Repayment
Secondary Market
Servicer
STAF
Stafford Loans
STAU
Subsidized
Unsubsidized
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